[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.eliosvos.cz\/kym-je-poskytovana-nebankovni-hypoteka-bez-registru\/#Article","mainEntityOfPage":"https:\/\/www.eliosvos.cz\/kym-je-poskytovana-nebankovni-hypoteka-bez-registru\/","headline":"K\u00fdm je poskytov\u00e1na nebankovn\u00ed hypot\u00e9ka bez registru","name":"K\u00fdm je poskytov\u00e1na nebankovn\u00ed hypot\u00e9ka bez registru","description":"M\u00edt vlastn\u00ed d\u016fm http:\/\/www.rozhlas.cz\/plzen\/jazykovykoutek\/_zprava\/k-puvodu-nazvu-nekterych-ceskych-firem-ii–167154 \u010di byt je jedn\u00edm ze sn\u016f snad ka\u017ed\u00e9ho \u010dlov\u011bka. Vzhledem k cen\u00e1m nemovitost\u00ed v\u0161ak m\u00e1 jen m\u00e1lokdo dostatek pen\u011bz k tomu, aby si jej mohl splnit. Pro takov\u00fd p\u0159\u00edpad tu jsou hypot\u00e9ky, tedy \u00fa\u010delov\u00e9 \u00fav\u011bry, ur\u010den\u00e9 pr\u00e1v\u011b ke koupi p\u0159edem dan\u00e9 nemovitosti. Jakmile se v\u0161ak o toto t\u00e9ma za\u010dnete zaj\u00edmat, zjist\u00edte, ... Read moreK\u00fdm je poskytov\u00e1na nebankovn\u00ed hypot\u00e9ka bez registru<\/span><\/a>","datePublished":"2020-01-20","dateModified":"2023-06-06","author":{"@type":"Person","@id":"https:\/\/www.eliosvos.cz\/author\/#Person","name":"","url":"https:\/\/www.eliosvos.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/c192bfd1262e8256fe3eac43754b6ece89624ea6667e488d9445cc2d04372644?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/c192bfd1262e8256fe3eac43754b6ece89624ea6667e488d9445cc2d04372644?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"eliosvos.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.eliosvos.cz\/wp-content\/uploads\/img_a376589_w3883_t1588075062.jpg","url":"https:\/\/www.eliosvos.cz\/wp-content\/uploads\/img_a376589_w3883_t1588075062.jpg","height":0,"width":0},"url":"https:\/\/www.eliosvos.cz\/kym-je-poskytovana-nebankovni-hypoteka-bez-registru\/","about":["Zahrada a d\u016fm"],"wordCount":461,"articleBody":" M\u00edt vlastn\u00ed d\u016fm http:\/\/www.rozhlas.cz\/plzen\/jazykovykoutek\/_zprava\/k-puvodu-nazvu-nekterych-ceskych-firem-ii–167154 \u010di byt je jedn\u00edm ze sn\u016f snad ka\u017ed\u00e9ho \u010dlov\u011bka. Vzhledem k cen\u00e1m nemovitost\u00ed v\u0161ak m\u00e1 jen m\u00e1lokdo dostatek pen\u011bz k tomu, aby si jej mohl splnit. Pro takov\u00fd p\u0159\u00edpad tu jsou hypot\u00e9ky, tedy \u00fa\u010delov\u00e9 \u00fav\u011bry, ur\u010den\u00e9 pr\u00e1v\u011b ke koupi p\u0159edem dan\u00e9 nemovitosti. Jakmile se v\u0161ak o toto t\u00e9ma za\u010dnete zaj\u00edmat, zjist\u00edte, \u017ee existuje spousta druh\u016f a typ\u016f, a\u017e m\u016f\u017ee laik m\u00edt probl\u00e9my se v tom vyznat. Jedn\u00edm z t\u011bch pom\u011brn\u011b nov\u00fdch je i nebankovn\u00ed hypot\u00e9ka bez registru. \u010c\u00edm se li\u0161\u00ed od t\u011bch b\u011b\u017en\u00fdch? Tak p\u0159edev\u0161\u00edm, jak ji\u017e n\u00e1zev napov\u00edd\u00e1, nen\u00ed poskytov\u00e1na bankami. Mezi jejich portfoliem ji zkr\u00e1tka nenajdete. Je to z toho d\u016fvodu, \u017ee p\u0159\u00edsn\u00e9 normy, kter\u00e9 mus\u00ed dodr\u017eovat, jim br\u00e1n\u00ed v poskytov\u00e1n\u00ed podobn\u00e9ho produktu. Kde jej tedy najdeme? Odpov\u011bd\u00ed jsou finan\u010dn\u00ed spole\u010dnosti, specializuj\u00edc\u00ed se na nejr\u016fzn\u011bj\u0161\u00ed druhy p\u016fj\u010dek. Na dne\u0161n\u00edm trhu jich je dnes mnoho, a a\u010d obvykle poskytuj\u00ed b\u011b\u017en\u00e9 p\u016fj\u010dky, n\u011bkter\u00e9 z nich nab\u00edz\u00ed i hypot\u00e9ky. A mezi nimi tak\u00e9 tento typ. Jeho odli\u0161nost spo\u010d\u00edv\u00e1 v tom, \u017ee \u017eadatel nen\u00ed prov\u011b\u0159ov\u00e1n, zda nem\u00e1 z\u00e1znam v registru dlu\u017en\u00edk\u016f. To je seznam, kde jsou uvedeni lid\u00e9, kte\u0159\u00ed maj\u00ed n\u011bjakou ofici\u00e1ln\u00ed nesplacenou pohled\u00e1vku. M\u016f\u017ee to b\u00fdt n\u011bjak\u00e1 dosud nesplacen\u00e1 p\u016fj\u010dka, ale tak\u00e9 v\u010das nezaplacen\u00e9 energie \u010di poplatky za telefon nebo internet. Je nutno podotknout, \u017ee se na tomto seznamu nemus\u00edte, ocitnou vlastn\u00ed vinou. P\u0159\u00edpad\u016f, kdy si nap\u0159\u00edklad jeden z partner\u016f \u010di p\u0159\u00edbuzn\u00fdch vzal na n\u011bkoho jin\u00e9ho p\u016fj\u010dku, kterou pak neplatil, je mnoho. A to jsou jen ty medializovan\u00e9. Nav\u00edc je tu fakt, \u017ee v\u00fdmaz nen\u00ed automatick\u00fd po zaplacen\u00ed ve\u0161ker\u00fdch dluh\u016f. To znamen\u00e1, \u017ee tam va\u0161e jm\u00e9no m\u016f\u017ee b\u00fdt jen proto, \u017ee jste se p\u0159ed p\u00e1r lety o n\u011bkolik dn\u00ed opozdili s platbou energi\u00ed. M\u00e1lokdo to v\u00ed, ale pokud nechcete, aby tam va\u0161e jm\u00e9no bylo, mus\u00edte vy sami podat \u017e\u00e1dost o v\u00fdmaz, jinak na v\u00e1s budou nap\u0159\u00edklad v bance pohl\u00ed\u017eet jako na potenci\u00e1ln\u00edho neplati\u010de, a tedy rizikov\u00e9ho klienta. Proto je pro n\u011bkter\u00e9 lidi tento typ jedin\u00fdm mo\u017en\u00fdm \u0159e\u0161en\u00edm, jak z\u00edskat vlastn\u00ed d\u016fm. A to i p\u0159es ve\u0161ker\u00e1 rizika, kter\u00e1 sebou p\u0159in\u00e1\u0161\u00ed. 4.7\/5 - (9 votes) "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"K\u00fdm je poskytov\u00e1na nebankovn\u00ed hypot\u00e9ka bez registru","item":"https:\/\/www.eliosvos.cz\/kym-je-poskytovana-nebankovni-hypoteka-bez-registru\/#breadcrumbitem"}]}]